REWealth Financial Planning

Build your future.
Rethink Wealth Management.

Build your future.
Rethink Wealth Management.

REWealth Financial Planning is a virtual fiduciary, fee-only wealth management firm that delivers actionable retirement planning and investment solutions for current and aspiring real estate investors.

REWealth Financial Planning is a virtual fiduciary, fee-only wealth management firm that delivers actionable retirement planning and investment solutions for current and aspiring real estate investors.

You're pursuing financial independence

You're pursuing financial independence

Whether for traditional or early retirement, you’d like to disconnect your time from your money.

You know real estate is a vehicle that can help you get there,

and you’re searching for a partner to help guide the way

without conflicts of interest.

Whether for traditional or early retirement, you’d like to disconnect your time from your money.

You know real estate is a vehicle that can help you get there,

and you’re searching for a partner to help guide the way

without conflicts of interest.

How much do I need to save for retirement?

How will market cycles impact my portfolio?

How much do I need to save for retirement?

How will market cycles impact my portfolio?

How can I reduce my taxes?

How do I optimize my portfolio?

How can I reduce my taxes?

How do I optimize my portfolio?

Who we are

REWealth Financial Planning

We help real estate investors find financial freedom through comprehensive planning and wealth management.

REWealth provides comprehensive retirement planning and wealth management. We specialize in clients who hold or aspire to hold real estate directly.

We understand the unique challenges and opportunities that come with holding investment property. Our job is to help you navigate the challenges, realize the opportunities, and achieve your financial goals.

We believe that effective financial planning is a collaborative process. We work closely with you to create a financial Blueprint tailored to your goals and circumstances. So whether you’re looking to buy your first investment property, expand your existing portfolio, or make the most of retirement, we exist to help you take control of your financial future. You deserve a financial plan that integrates your unique financial goals with all the benefits afforded by rental real estate.

REWealth provides comprehensive retirement planning and wealth management. We specialize in clients who hold or aspire to hold real estate directly.

We understand the unique challenges and opportunities that come with holding investment property. Our job is to help you navigate the challenges, realize the opportunities, and achieve your financial goals.

We believe that effective financial planning is a collaborative process. We work closely with you to create a financial Blueprint tailored to your goals and circumstances. So whether you’re looking to buy your first investment property, expand your existing portfolio, or make the most of retirement, we exist to help you take control of your financial future. You deserve a financial plan that integrates your unique financial goals with all the benefits afforded by rental real estate.

Fiduciary

CLIENT INTERESTS FIRST

Legal oath to act in the best interest of clients

CFP®

CERTIFIED FINANCIAL PLANNER™

Only about 29% of financial advisors are CFP® professionals

Planning First

FINANCIAL BLUEPRINT TO ACHIEVE GOALS

Build a solid financial foundation and maintain it over time

Fee Only

NO CONFLICTS OF INTEREST

No commissions, no product sales - just unbiased advice

AUM Optional

ASSET MANAGEMENT NOT REQUIRED

We can help you manage your portfolio, but we also welcome investment DIYer's

Fiduciary

CLIENT INTERESTS FIRST

Legal oath to act in the best interest of clients

CFP®

CERTIFIED FINANCIAL PLANNER™

Only about 29% of financial advisors are CFP® professionals

Planning First

FINANCIAL BLUEPRINT TO ACHIEVE GOALS

Build a solid financial foundation and maintain it over time

Fee Only

NO CONFLICTS OF INTEREST

No commissions, no product sales - just unbiased advice

AUM Optional

ASSET MANAGEMENT NOT REQUIRED

We can help you manage your portfolio, but we also welcome investment DIYer's

Fiduciary

CLIENT INTERESTS FIRST

Legal oath to act in the best interest of clients

CFP®

CERTIFIED FINANCIAL PLANNER™

Only about 29% of financial advisors are CFP® professionals

Planning First

FINANCIAL BLUEPRINT TO ACHIEVE GOALS

Build a solid financial foundation and maintain it over time

Fee Only

NO CONFLICTS OF INTEREST

No commissions, no product sales - just unbiased advice

AUM Optional

ASSET MANAGEMENT NOT REQUIRED

We can help you manage your portfolio, but we also welcome investment DIYer's

What we do

Financial Freedom

Just like building a sturdy foundation is crucial for any successful construction project, building a solid financial foundation is essential for achieving your long-term financial goals.

We help real estate investors lay the groundwork for a successful financial future. After all, your time is your most important asset. Enjoy it by building a blueprint for strong financial foundations, and let us take care of the maintenance. We’ll help you navigate the ups and downs as your trusted fiduciary.

Just like building a sturdy foundation is crucial for any successful construction project, building a solid financial foundation is essential for achieving your long-term financial goals.

We help real estate investors lay the groundwork for a successful financial future. After all, your time is your most important asset. Enjoy it by building a blueprint for strong financial foundations, and let us take care of the maintenance. We’ll help you navigate the ups and downs as your trusted fiduciary.

   Goal identification and prioritization

Create an inspiring vision for your future. Clarify your goals and dreams, worries and fears. Define your ideal lifestyle and align your finances with what truly matters to you. Your life is more than just "the retirement number."

   The psychology of money

Let's talk finances in a healthy way. Spreadsheets help, but money is also deeply personal, behavioral, and psychological. We target the root causes of money-related stress or anxiety and develop strategies for overcoming them.

   Cashflow management (income, expenses, budgeting)

Money comes in, money goes out. But does your spending align with your values and goals? "Getting off the hamster wheel" means making progress towards what matters most. Eliminate misaligned expenses and automate the rest. Take control of your money, never the other way around.

   Credit management & debt repayment

Successfully managing credit and debt is critical to any financial plan, but especially for real estate investors. Better credit means better financing, better terms, and better margins. Whether it's analyzing HELOCs and mortgages or reviewing consumer and student loan debt, we help you get positioned to crush bad debt and access favorable terms.

   Traditional retirement planning

Cast a vision for your dream life.  Where do you live? Are you working? Focusing on family? Passion projects? Planning for a sabbatical? Changing housing? Living off rental income? We'll work together to set up a game plan for building a work-optional lifestyle. We'll also advise on distributions throughout retirement to minimize risk of running out of money too soon.

   Employer-sponsored & self-employed plans

It's the age-old question of how much to put away and where, and there's no "one-size-fits-all." Make sure you're getting the most out of all that your workplace or business has to offer. We'll identify opportunities to optimize for tax-advantaged contributions, annuities and pensions, and even executive compensation.

   Social security

When should I claim? If I continue to work, how will that impact my income? What about rental income - how does that factor into the equation? Having rental income can have ripple effects across your entire financial life (in a good way!) Identify your strategy and claim with confidence.

    Withdrawal strategies

You've worked hard and saved well. Now, let's make it last. Withdrawing too much could wreak havoc on any portfolio; withdrawing too little may introduce avoidable penalties. We'll work together on a strategy for safe withdrawals throughout retirement and design a tailored solution for any required distributions. 

   Real estate investment planning

Does that next deal make sense? Are you financially prepared to take it down? What about seller financing and 1031 exchanges - where do those fit in? We'll act as a trusted partner to help you navigate big decisions and advanced strategies that maximize return on investment and minimize tax liability.

   Traditional wealth management*

Retirement savings. That next down payment. Anything in between. We'll identify a low-cost, tax-efficient, globally-diversified portfolio strategy for your goals, timelines, and risk profile. If you hold real estate directly, we'll also make sure that's factored into any portfolio analysis. Focus on what you can control (fees, taxes, savings), and not on what you don't (returns, inflation, market cycles). Maximize simplicity, minimize decision points, and let compounding work its magic.

* Traditional wealth management is an optional service for a separate fee. See our Fees page for details.

   Tax planning

Maximizing returns and minimizing expenses are keys to success. Taxes are one of a real estate investor's biggest expenses. They can't be avoided, but they can be planned for and managed. Whether it's claiming deductions or taking advantage of special tax rules for rental property, we can be proactive and strategic to lower our tax bill and limit surprises. We can also explore more advanced strategies such as carryforwards, QBI deduction and depreciation. We'll review past returns, plan for future life transitions, and if needed, collaborate directly with a tax expert.

   Insurance planning

Insurance can be uncomfortable to talk about but is an extremely important tool for managing financial risk and protecting our loved ones. We'll work together to review coverage adequacy and identify gaps without over-insuring. We'll also look at insurance factors especially important for real estate investors, including coverage sufficiency for property value, risk exposure for property damage or liability claims, and policy exclusions or limitations.

   Workplace benefits and planning

Whether you're an entrepreneur, side-hustler, working a 9-to-5, or some combination of all three, we'll explore your workplace opportunities and benefits. We advise on life, health, and disability insurance options, retirement plans, and equity compensation. Maybe you're changing jobs or starting a new career. Maybe you're exploring the possibility of starting a new business and want to make sure your ducks are in a row. No matter your circumstance, we'll work together to optimize coverage and evaluate open enrollment options so you can select benefits with confidence.

   Education planning

For families with children in or approaching college, getting ahead of applications can feel daunting. From FAFSA forms to financial aid and scholarships, getting ready for college can feel overwhelming. Let us help you simplify and identify opportunities most relevant to your family. We'll explore traditional education funding opportunities such as 529 plans, as well as non-traditional education funding opportunities such as refinancing rental real estate. Education is critical to setting future generations up for success, and REWealth's team is equipped with the expertise to steer your family in the right direction.

   Caretaking

Caring for loved ones is one of our highest callings. For real estate investors, it's often why we bought property in the first place: to ensure our closest loved ones would always have a home. We're here to help you plan for and rise to that call. From setting up trusts, gifting, intra-family lending, and long-term care planning strategies, we'll work together to make a plan that provides for our loved ones financially on terms that align with your values.

   Estate planning

Leave a legacy that blesses your family and community. Plan proactively for major, difficult decisions so that loved ones can easily put the pieces back together. We'll help you build an estate plan that protects you and your family while making plain distributing assets in ways that align with your . We'll review business succession planning, provide guidance on various legal directives (Advance Directive, Healthcare Proxy, Power of Attorney, etc.), gift and estate tax planning, and analyze provision for a surviving spouse. These can be difficult discussions, but your family will be grateful you were ready for anything, even a worst-case scenario.

   Goal identification and prioritization

Create an inspiring vision for your future. Clarify your goals and dreams, worries and fears. Define your ideal lifestyle and align your finances with what truly matters to you. Your life is more than just "the retirement number."

   The psychology of money

Let's talk finances in a healthy way. Spreadsheets help, but money is also deeply personal, behavioral, and psychological. We target the root causes of money-related stress or anxiety and develop strategies for overcoming them.

   Cashflow management (income, expenses, budgeting)

Money comes in, money goes out. But does your spending align with your values and goals? "Getting off the hamster wheel" means making progress towards what matters most. Eliminate misaligned expenses and automate the rest. Take control of your money, never the other way around.

   Credit management & debt repayment

Successfully managing credit and debt is critical to any financial plan, but especially for real estate investors. Better credit means better financing, better terms, and better margins. Whether it's analyzing HELOCs and mortgages or reviewing consumer and student loan debt, we help you get positioned to crush bad debt and access favorable terms.

   Traditional retirement planning

Cast a vision for your dream life.  Where do you live? Are you working? Focusing on family? Passion projects? Planning for a sabbatical? Changing housing? Living off rental income? We'll work together to set up a game plan for building a work-optional lifestyle. We'll also advise on distributions throughout retirement to minimize risk of running out of money too soon.

   Employer-sponsored & self-employed plans

It's the age-old question of how much to put away and where, and there's no "one-size-fits-all." Make sure you're getting the most out of all that your workplace or business has to offer. We'll identify opportunities to optimize for tax-advantaged contributions, annuities and pensions, and even executive compensation.

   Social security

When should I claim? If I continue to work, how will that impact my income? What about rental income - how does that factor into the equation? Having rental income can have ripple effects across your entire financial life (in a good way!) Identify your strategy and claim with confidence.

    Withdrawal strategies

You've worked hard and saved well. Now, let's make it last. Withdrawing too much could wreak havoc on any portfolio; withdrawing too little may introduce avoidable penalties. We'll work together on a strategy for safe withdrawals throughout retirement and design a tailored solution for any required distributions. 

   Real estate investment planning

Does that next deal make sense? Are you financially prepared to take it down? What about seller financing and 1031 exchanges - where do those fit in? We'll act as a trusted partner to help you navigate big decisions and advanced strategies that maximize return on investment and minimize tax liability.

   Traditional wealth management*

Retirement savings. That next down payment. Anything in between. We'll identify a low-cost, tax-efficient, globally-diversified portfolio strategy for your goals, timelines, and risk profile. If you hold real estate directly, we'll also make sure that's factored into any portfolio analysis. Focus on what you can control (fees, taxes, savings), and not on what you don't (returns, inflation, market cycles). Maximize simplicity, minimize decision points, and let compounding work its magic.

* Traditional wealth management is an optional service for a separate fee. See our Fees page for details.

   Tax planning

Maximizing returns and minimizing expenses are keys to success. Taxes are one of a real estate investor's biggest expenses. They can't be avoided, but they can be planned for and managed. Whether it's claiming deductions or taking advantage of special tax rules for rental property, we can be proactive and strategic to lower our tax bill and limit surprises. We can also explore more advanced strategies such as carryforwards, QBI deduction and depreciation. We'll review past returns, plan for future life transitions, and if needed, collaborate directly with a tax expert.

   Insurance planning

Insurance can be uncomfortable to talk about but is an extremely important tool for managing financial risk and protecting our loved ones. We'll work together to review coverage adequacy and identify gaps without over-insuring. We'll also look at insurance factors especially important for real estate investors, including coverage sufficiency for property value, risk exposure for property damage or liability claims, and policy exclusions or limitations.

   Workplace benefits and planning

Whether you're an entrepreneur, side-hustler, working a 9-to-5, or some combination of all three, we'll explore your workplace opportunities and benefits. We advise on life, health, and disability insurance options, retirement plans, and equity compensation. Maybe you're changing jobs or starting a new career. Maybe you're exploring the possibility of starting a new business and want to make sure your ducks are in a row. No matter your circumstance, we'll work together to optimize coverage and evaluate open enrollment options so you can select benefits with confidence.

   Education planning

For families with children in or approaching college, getting ahead of applications can feel daunting. From FAFSA forms to financial aid and scholarships, getting ready for college can feel overwhelming. Let us help you simplify and identify opportunities most relevant to your family. We'll explore traditional education funding opportunities such as 529 plans, as well as non-traditional education funding opportunities such as refinancing rental real estate. Education is critical to setting future generations up for success, and REWealth's team is equipped with the expertise to steer your family in the right direction.

   Caretaking

Caring for loved ones is one of our highest callings. For real estate investors, it's often why we bought property in the first place: to ensure our closest loved ones would always have a home. We're here to help you plan for and rise to that call. From setting up trusts, gifting, intra-family lending, and long-term care planning strategies, we'll work together to make a plan that provides for our loved ones financially on terms that align with your values.

   Estate planning

Leave a legacy that blesses your family and community. Plan proactively for major, difficult decisions so that loved ones can easily put the pieces back together. We'll help you build an estate plan that protects you and your family while making plain distributing assets in ways that align with your . We'll review business succession planning, provide guidance on various legal directives (Advance Directive, Healthcare Proxy, Power of Attorney, etc.), gift and estate tax planning, and analyze provision for a surviving spouse. These can be difficult discussions, but your family will be grateful you were ready for anything, even a worst-case scenario.

   Goal identification and prioritization

Create an inspiring vision for your future. Clarify your goals and dreams, worries and fears. Define your ideal lifestyle and align your finances with what truly matters to you. Your life is more than just "the retirement number."

   The psychology of money

Let's talk finances in a healthy way. Spreadsheets help, but money is also deeply personal, behavioral, and psychological. We target the root causes of money-related stress or anxiety and develop strategies for overcoming them.

   Cashflow management (income, expenses, budgeting)

Money comes in, money goes out. But does your spending align with your values and goals? "Getting off the hamster wheel" means making progress towards what matters most. Eliminate misaligned expenses and automate the rest. Take control of your money, never the other way around.

   Credit management & debt repayment

Successfully managing credit and debt is critical to any financial plan, but especially for real estate investors. Better credit means better financing, better terms, and better margins. Whether it's analyzing HELOCs and mortgages or reviewing consumer and student loan debt, we help you get positioned to crush bad debt and access favorable terms.

   Traditional retirement planning

Cast a vision for your dream life.  Where do you live? Are you working? Focusing on family? Passion projects? Planning for a sabbatical? Changing housing? Living off rental income? We'll work together to set up a game plan for building a work-optional lifestyle. We'll also advise on distributions throughout retirement to minimize risk of running out of money too soon.

   Employer-sponsored & self-employed plans

It's the age-old question of how much to put away and where, and there's no "one-size-fits-all." Make sure you're getting the most out of all that your workplace or business has to offer. We'll identify opportunities to optimize for tax-advantaged contributions, annuities and pensions, and even executive compensation.

   Social security

When should I claim? If I continue to work, how will that impact my income? What about rental income - how does that factor into the equation? Having rental income can have ripple effects across your entire financial life (in a good way!) Identify your strategy and claim with confidence.

    Withdrawal strategies

You've worked hard and saved well. Now, let's make it last. Withdrawing too much could wreak havoc on any portfolio; withdrawing too little may introduce avoidable penalties. We'll work together on a strategy for safe withdrawals throughout retirement and design a tailored solution for any required distributions. 

   Real estate investment planning

Does that next deal make sense? Are you financially prepared to take it down? What about seller financing and 1031 exchanges - where do those fit in? We'll act as a trusted partner to help you navigate big decisions and advanced strategies that maximize return on investment and minimize tax liability.

   Traditional wealth management*

Retirement savings. That next down payment. Anything in between. We'll identify a low-cost, tax-efficient, globally-diversified portfolio strategy for your goals, timelines, and risk profile. If you hold real estate directly, we'll also make sure that's factored into any portfolio analysis. Focus on what you can control (fees, taxes, savings), and not on what you don't (returns, inflation, market cycles). Maximize simplicity, minimize decision points, and let compounding work its magic.

* Traditional wealth management is an optional service for a separate fee. See our Fees page for details.

   Tax planning

Maximizing returns and minimizing expenses are keys to success. Taxes are one of a real estate investor's biggest expenses. They can't be avoided, but they can be planned for and managed. Whether it's claiming deductions or taking advantage of special tax rules for rental property, we can be proactive and strategic to lower our tax bill and limit surprises. We can also explore more advanced strategies such as carryforwards, QBI deduction and depreciation. We'll review past returns, plan for future life transitions, and if needed, collaborate directly with a tax expert.

   Insurance planning

Insurance can be uncomfortable to talk about but is an extremely important tool for managing financial risk and protecting our loved ones. We'll work together to review coverage adequacy and identify gaps without over-insuring. We'll also look at insurance factors especially important for real estate investors, including coverage sufficiency for property value, risk exposure for property damage or liability claims, and policy exclusions or limitations.

   Workplace benefits and planning

Whether you're an entrepreneur, side-hustler, working a 9-to-5, or some combination of all three, we'll explore your workplace opportunities and benefits. We advise on life, health, and disability insurance options, retirement plans, and equity compensation. Maybe you're changing jobs or starting a new career. Maybe you're exploring the possibility of starting a new business and want to make sure your ducks are in a row. No matter your circumstance, we'll work together to optimize coverage and evaluate open enrollment options so you can select benefits with confidence.

   Education planning

For families with children in or approaching college, getting ahead of applications can feel daunting. From FAFSA forms to financial aid and scholarships, getting ready for college can feel overwhelming. Let us help you simplify and identify opportunities most relevant to your family. We'll explore traditional education funding opportunities such as 529 plans, as well as non-traditional education funding opportunities such as refinancing rental real estate. Education is critical to setting future generations up for success, and REWealth's team is equipped with the expertise to steer your family in the right direction.

   Caretaking

Caring for loved ones is one of our highest callings. For real estate investors, it's often why we bought property in the first place: to ensure our closest loved ones would always have a home. We're here to help you plan for and rise to that call. From setting up trusts, gifting, intra-family lending, and long-term care planning strategies, we'll work together to make a plan that provides for our loved ones financially on terms that align with your values.

   Estate planning

Leave a legacy that blesses your family and community. Plan proactively for major, difficult decisions so that loved ones can easily put the pieces back together. We'll help you build an estate plan that protects you and your family while making plain distributing assets in ways that align with your . We'll review business succession planning, provide guidance on various legal directives (Advance Directive, Healthcare Proxy, Power of Attorney, etc.), gift and estate tax planning, and analyze provision for a surviving spouse. These can be difficult discussions, but your family will be grateful you were ready for anything, even a worst-case scenario.

Ready to retire with confidence?

Ready to retire with confidence?

Learn about our process

Our process starts with a complimentary call.

Ask a question

Email us with your questions or review our FAQ page.

Book a call

Schedule a free consultation online.

Learn about our process

Our process starts with a complimentary call.

Ask a question

Email us with your questions or review our FAQ page.

Book a call

Schedule a free consultation online.

Learn about our process

Our process starts with a complimentary call.

Ask a question

Email us with your questions or review our FAQ page.

Book a call

Schedule a free consultation online.